Top 6 Money Saving app [Wallet Apps]:-

Digital wallets are the best way to save as well as earn money easily. India in the past few years has seen a sudden surge in the rise and usage of digital wallets. The economic reforms and Govt. policies such as demonetization have contributed a major share in this rise of digital wallets.

Digital wallets are very much attractive because they offer a lot of unique mind-blowing offers of their own on usage of their wallets. Another one attractive feature of digital wallets is that they are quite easy to use. Transactions through digital wallets are quite simple and involve a lot of virtual money.

Earning money through digital wallets can be as simple as scratching a lucky card coupon. Another method to earn free money is through refer and earn. A lot of money saving app offer you free money on referring their apps to your friends. You could also see for yourself a lot of companies offering free coupons along with their merchandise to earn easy money through these wallets.

You could use the money you earned through these wallets on recharging your phone or buying other merchandise of your choice through various e-commerce sites such as Flipkart, Amazon etc. In case you’re stuck and wondering on which digital wallet to use, here’s a list of 6 popular digital wallets in India which have managed to rake in a huge customer base within a short span of time.

The best money saving app list (for android users)

Paytm – download here

Paytm is easily India’s largest digital wallet and enjoys a huge customer base. What makes them really better or good than other wallets is the fact that they’ve has managed to establish its presence even in ordinary stores, whereas others have their use restricted only upto a few e-commerce sites. Payment through Paytm is accepted in almost all stores, hotels and other services such as cabs etc. More than that, they have been able to evolve into a major e-commerce site of its own.

Paytm allows you to pay your electricity, phone and water bills which makes things a lot easier. No more standing in long queues in front of these offices, just Paytm karo! They also offer you a huge variety of merchandises at really cool discounted prices and offers. Other offers from them include a cashback of Rs.100 on movie tickets, flat cash backs o Rs.5 on mobile rechargers. With the advent of demonetization, they’ve been able to expand its user base greatly with more and more number of people opting for e-payment modes.

Mobikwik – download here

Mobikwik is another digital wallet which is gaining huge popularity among users. It already has managed to userbase of 10 million+ for its app. Shopping using Mobikwik is quite advantageous because Mobikwik has a lot of offers and coupons for you.

They offers you Rs.49 supercash on recharging your Jio sim for Rs.399. On taking up the Idea unlimited plan, Mobikwik offers you 50% supercash. Not just recharges, they have associated with a lot of e-commerce sites as well as retail stores. For food, you can shop through Zomato, Domino’s, Foodpanda and a lot more to avail exciting offers and deals.  On purchasing food using Mobikwik, you can earn upto 20% supercash.

You can also use the service for payment for your travel plans. You can earn upto Rs.450 supercash Haptik. On booking your trips through Yatra you can earn upto Rs.400. On booking bus tickets, they offer you upto 35% cashback and also vouchers worth Rs.300. You can also use the services to shop for your daily essentials such as grocery, cosmetics, apparel etc. They offer you upto Rs.400 supercash on shopping through Big Bazaar. Mobikwik also has with it various other e-commerce sites for you to shop through such as Myntra, Grofers etc.

Freecharge – download here

Its a great money saving app! Freecharge, which has its headquarters based in Mumbai is another emerging player in this sector. They allow you to recharge your prepaid or postpaid phones through their digital wallets. These guys in addition to mobile recharges allows you to pay your bills regarding electricity, gas, water, internet etc. Currently transactions through Freecharge is accepted at various stores and e-commerce vendors which include Domino’s, Foodpanda, Book My Show, IRCTC and a lot more.

Freecharge wallet have a lot of exciting offers and deals in store for you. With ongoing freecharge wallet offers you can get upto Rs.200 cashback on grocery products purchased via Bigbasket, cash bonus of Rs.1500 on your first deposit in Rummycircle, upto Rs.500 off on flights tickets with Akbar travels, Rs.75 off on Swiggy food orders etc. You can even save upto Rs.1800 on Ebay, upto Rs.250 on purplle and flat 22% on 1mg orders.

Oxigen – download here

Oxigen, founded in 2004 could easily be one of the oldest players in this area. The  Oxigen app has a user base of 5 million plus people. They offer a number of services such as Mobile, TV, Broadband recharges, money transfers, bill payments, kiosk banking etc. The Oxigen mobile wallet is quite easy and convenient to use and is accepted in major stores, banks and e-commerce sites which include Big Bazaar, ICICI bank, SBI, NEXT and a lot more. They were the first service to introduce e-KYC using Aadhar integration. It also has enrolled pension payments in states like Tamil Nadu, Madhya Pradesh, Uttar Pradesh and Bihar for over 2.5 lakh people.

JioMoney – download here

JioMoney, though new to this sector has managed to create a revolution of its own. It already has a user base of 10 million plus people and is aiming to increase its base tremendously in the next few years. The services offered by them include bill payments, mobile recharges and also various shopping offers. Payment through Jiomoney is accepted at various stores which include Lenovo, Wrangler, Domino’s Pizza and a lot more.

They also offer discount coupons worth Rs.15000 and these coupons are already preloaded in the app. This money saving app is available for both ios and android users to download. The Jio scan and go is a unique service offered by JioMoney which makes shopping in your neighbourhood stores an easier affair. You can scan the barcode of the products you need to automatically pay for it.

Citrus

The Citrus wallet app which is powered by PayUmoney is another player in this sector. Citrus Pay boasts of 21 million registered users and over 8000+ merchant partners. The PayUmoney money saving app is available for both ios and android platforms with the android version having a user base of 1 million+ people. Transactions through Citrus wallet are accepted by a lot of merchants which would include BSNL, Bajaj Allianz, PVR Cinemas etc. They also provide business solutions for sellers.

Citrus offers free payment gateways and billing solutions for merchants. Citrus also assures you safety on transactions through their wallet and their safety standards are very much visible on their site.

The list of digital wallet service providers doesn’t end with these 6, but these 6 have played a major role in revolutionizing cashless transactions. There are still a lot more digital wallets offering services in par with the above mentioned ones such as Ola money, momoeXpress etc. Digital wallets are definitely an easy way to earn some quick money and grab offers not usually available at your neighborhood stores or places you regularly shop.